About Sage Shield Financial

Invest in Australia’s lucrative reverse mortgage portfolio and give back to Australian seniors.

What We Do

About Sage Shield

With predicted returns and low risk for investors Sage Shield has a focus to assist those we arguably owe the most, our senior Australian community. We are determined to put right a deeply ingrained injustice. Sage Shield caters for the largest consumer market in the country, specifically our “senior Australians” who represent a growing 25 per cent of the population, our wealthiest on paper but equally our most neglected community.

The Sage Shield Story & Values

This juxtaposition of our retirees being the wealthiest, yet in global terms one of the poorest in retirement is untenable and we feel unnecessary. We at Sage Shield have felt compelled to provide you the investor a safe secure diversified asset for your portfolio, a platform to invest in what is an obvious, fit for purpose and normalised solution.

It’s not only a legacy building, moral, and patriotic focus for Sage Shield but it also represents one of the most secure and risk-free investment returns available. Seniors’ reverse mortgage products are framed under some of the strictest regulations and protocols surrounding any credit product in the market today. This framework protects not only the consumer but also the lender regarding risk, lending capacity and asset security.

Australian seniors are in large part abandoned at a time of need by a financial services industry who are only focused on protecting their status quo. In meeting regulated loan serviceability parameters these institutions ostracise a retiree consumer who has ironically demonstrated lifetime loyalty to the institutional “big 4” and Credit Unions which enable the growth of their businesses over decades.
The senior Australian community built the country they now rightly look to for protection and support. Experience is now telling them they have not been able to necessarily rely on reciprocated loyalty. Sage Shield is determined to help.

Our Lending Solutions

Put simply, we have the richest retirees in the world (defined by balance sheet net worth) via their accumulation of fixed asset property, who should enjoy the world’s longest lifespan.  Yet 35% of retired Australians live below the OECD defined poverty line, second last in access to money, comfort and confidence in retirement of the 23 OECD countries we are compared with.  Simply put there can be no greater injustice and for our community perhaps no greater national shame.

At Sage Shield we have a determined focus to honour them, for us a worthy legacy.  We enable access to a suitable fit for purpose, safe and customisable product to assist Australian retirees in a time this community needs it most.   We are all about freedom of choice and about ensuring access to their own money for what they determine, they need.  All in the safe knowledge access is deliverable under protective, regulatory guidance.

Our Brand Values

We are fighting for the rights of those we owe the most, we are in this together with you. 

Transparency, good and bad, property values, market trends, we deliver full disclosure.

History and yet future innovation-driven, guaranteed returns and capital security, Fintech saleability, technology solutions always in the customer journey, autonomy in application and settlement at the pace of the client.

Sage Shield is aligned to the fundamentals of the reverse mortgage market – i.e. security property titleholder remains 100% the owner of the property, no percentage of the title changes hands.

Sage Shield has the courage to support arguably those we owe the most, we endeavour to match the courage seniors show to own, commit and invest in property.   We can then provide the ability to remain in place within the community you choose.

Individualised, future innovative, fit for purpose.

Safe, secure returns and capital protection, we are also legacy-driven and supportive of the community we owe the most, protective of your assets and the physical and mental health of those in retirement.   New regulations to protect the community include both the right of permanent residency and the no negative equity guarantee and obligatory legal advice (just to name a few) to ensure protections and product deliverables are sustainable.

Unity

We are fighting for the rights of those we owe the most, we are in this together with you.

Openness

Transparency, good bad, property values, market trends, we deliver full disclosure.

Ownership

The security property titleholder remains 100% the owner of the property, no percentage of the title changes hands.

Trusted

History and yet future innovation driven, Fintech saleability, technology solutions in the customer journey, autonomy in application and settlement at the pace of the client.

Courage

Seniors show courage to own commit and invest in property and then we can provide the ability to remain in place within the community you choose.

Unique

Individualised, future innovative, fit for purpose

Sustainable

Legacy driven, and supportive of community we owe the most, protective of the physical and mental health of those in retirement.

Our Team

At Sage Group, our success is driven by the dedication, expertise, and passion of our team members. Get to know the individuals behind our innovative financial solutions, who are committed to delivering excellence and fostering trust with every interaction. Explore the profiles of our talented professionals and discover the diverse skills and experiences that contribute to our collective success.

John Carter

CEO CO-Founder

John Carter

CEO CO-Founder

John Carter

CEO CO-Founder

John Carter

CEO CO-Founder

Newsroom

Current Loan Portfolio

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Financial Statements

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Investor Relations

We have experienced fund managers who are happy to talk you through the process and answer any questions you may have regarding the market, fund and the potential.

Why Invest in Sage Shield Financial’s Reverse Mortgage Portfolio?

By investing with Sage Shield, you’re not just securing your financial future; you’re contributing to a meaningful cause. Australian seniors, the backbone of our nation, often face challenges in their later years. Sage Shield is committed to giving back and supporting these seniors who have contributed significantly to the country’s growth. Your investment goes beyond numbers; it supports those who built and constitute the heart of Australia.

Why settle for traditional mortgages when you can invest in reverse mortgages? Sage Shield offers better yields, community support, and a chance to give back to Australian seniors. With a low Loan-to-Value Ratio (LVR) and a commitment to high returns, Sage Shield provides a safe investment option that balances your portfolio while making a positive impact.

Sage Shield Financial proudly aligns with Environmental, Social, and Corporate Governance (ESG) principles. We believe in making smart investments that not only yield financial returns but also contribute to a sustainable and socially responsible future. When you invest with Sage Shield, you’re putting a green tick next to your commitment to the environment and the community.

Join Sage Shield in balancing your investment portfolio, supporting Australian seniors, and enjoying high yields in a secure and low-risk environment. Invest wisely. Invest with purpose. Invest in Sage Shield.

Discover the Holistic Benefits of Sage Group

Where safety, growth, purpose, and excellence converge to redefine your financial journey.

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Years of Experience
$28 1 M +
Security Value
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Settlements

Unlock the Potential of your Investments. Backed by Australian Property

Aussie Investor

Discover financial prosperity with Sage Shield’s innovative reverse mortgage portfolio, offering stability, transparency, and competitive returns for everyday Australians.

Super Funds

Supercharge your Superannuation strategy with Sage Shield – a pioneering choice for stability, growth, and transparency in our reverse mortgage portfolio.

Institutions

Offering stability, transparency, and competitive returns, Sage Shield’s secure reverse mortgage portfolio provides a strategic avenue for institutions to diversify and strengthen their investment portfolios.

What Client Say’s About Our Services

Discover financial prosperity with Sage Shield's innovative reverse mortgage portfolio, offering stability, transparency, and competitive returns for everyday Australians.
Aussie Investor
Manager
Discover financial prosperity with Sage Shield's innovative reverse mortgage portfolio, offering stability, transparency, and competitive returns for everyday Australians.
Aussie Investor
Manager
Discover financial prosperity with Sage Shield's innovative reverse mortgage portfolio, offering stability, transparency, and competitive returns for everyday Australians.
Aussie Investor
Manager

People who trust us

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Discover the Sage Shield difference: Where security meets purpose, and prosperity meets compassion.