Sage Shield Financial

Bridging Generations Building Prosperity

Int Rate PA

6.35-7.85%

Average LVR

17.2%

Min Term

12 Months

Min Invest

$250k

Interest Disbursements

Monthly

Audits

Independent 3rd Party

Int Rate PA

6.35-7.85%

Average LVR

17.2%

Min Term

12 Months

Min Invest

$250K

Interest Disbursements

Monthly

Audits

Independent 3rd Party

Welcome to Sage Shield Financial

Sage Shield Financial provides loan notes on conservative lending ratios of less than 17% of the underlying security property value. All properties are valued by panel valuers of independently accredited valuers. We manage the collection of interest payments and Sage Shield Financial distributes the available returns to its investors on a monthly basis.  We are proud of our track record of no capital loss since inception.

Our Mission

Put simply, we have the richest retirees in the world (defined by balance sheet net worth) via their accumulation of fixed asset property, who should enjoy the world’s longest lifespan.  Yet 35% of retired Australians live below the OECD-defined poverty line, second last in access to money, comfort and confidence in the retirement of the 23 OECD countries we are compared with.  Simply put there can be no greater injustice and for our community no greater national shame it is simply unnecessary.

At Sage Shield, we have a determined focus to honour our retirees, alongside low risk, competitive and regular investor returns, for us at Sage Shield that is a worthy legacy.  We enable access to a suitable fit for purpose, safe and customisable product to assist Australian retirees in a time when this community needs it most.   We are all about freedom of choice and about ensuring access to their own money for what they determine, they need when they need it.  All in the safe knowledge access is deliverable under protective, regulatory safe guidance.

Attractive Yield Opportunities

Investors have the potential to earn targeted distribution rates ranging from 6%* per annum, contingent upon their selected reverse mortgage fund and investment term.

Consistent Payouts

Investors receive regular income distributions, disbursed monthly and net of all fund costs and management fees.

Investment Flexibility

Sage Shield investors have the option to withdraw all or part of their investment upon maturity, providing one to three months' notice, depending on their chosen investment term.

Fully Audited

Independently audited biannually, our Funds at Sage Shield are securely held by an impartial corporate trustee, ensuring robust oversight and legal protection for all investments.

Versatile Investment Options

Generate returns without committing to long-term investments. With Sage Shield's managed investment, tailor your strategy by selecting flexible terms of 3, 6, 12, or 24 months, providing you with adaptable choices for your financial goals.

Risk Mitigation

Sage Shield diversifies your investment across loan pools, minimising exposure to specific borrowers or properties. Note that all investments carry inherent risks. For details on risks in pooled reverse mortgage funds, click below.

Risk Mitigation

Sage Shield diversifies your investment across loan pools, minimising exposure to specific borrowers or properties. Note that all investments carry inherent risks. For details on risks in pooled reverse mortgage funds, click below.

Our Commitment

Leading the Way in Mortgage Investments in Australia

This juxtaposition of our retirees being the wealthiest, yet in global terms one of the poorest in retirement is untenable and we feel unnecessary. We at Sage Shield have felt compelled to provide you the investor a safe, secure, diversified asset for your portfolio, a platform to invest in what is an obvious, fit for purpose and normalised solution.   

In today’s regulatory protected environment and against the backdrop of demographic ageing the freedom to access your own wealth at a time you need it most, is a win for all. A win for the, the lender/investor based on diversified safe and secure deliverables, the individual retiree and by default the country as we address what is an unacceptable and potentially avoidable international comparison. Any aged community should be honoured, protected and supported by the nation they have spent a lifetime building.

How Does Sage Shield Work?

Why Sage Shield Financial

Low Risk, High Yield, Safe and Secure.

Operational Oversight

Our investment products undergo rigorous operational oversight, ensuring a robust framework that prioritises investor protection.

Transparent Auditing

Experience transparency through half-yearly audits by an independent auditor, offering an unbiased evaluation of our compliance plan and fund financials.

Asset Security

Every loan is secured by a registered mortgage, with our Product Disclosure Statement prohibiting riskier loan types such as traditional construction lending for property development.

Read Our Latest Blog Articles

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Frequently Asked Questions

Yes, Sage Shield is registered with the Australian Securities and Investments Commission and holds an Australian Financial Services Licence.

Yes, Sage Shield is registered with the Australian Securities and Investments Commission and holds an Australian Financial Services Licence.

Yes, Sage Shield is registered with the Australian Securities and Investments Commission and holds an Australian Financial Services Licence.

Download our Investment Guide

Discover the Sage Shield difference: Where security meets purpose, and prosperity meets compassion.